Paying for college is no easy feat. However, it should not prevent you from applying to college. There are a variety of ways to fund your post-secondary education. Look below for a pointers that will help you have the "money talk" with your parent or guardian.
It is extremely crucial for a student to walk out of an undergraduate program with as little debt possible. You don’t want to be drowning in debt and have to pay it back for the rest of your adult life. There are many ways to determine if a school is affordable.
Cost of Attendance- can your family pay out of pocket for you to attend this institution?
Financial Aid policy- does this institution offer a financial aid package that would allow your family to afford the institution? (Be careful for financial aid packages that include loans!). Many prestigious universities offer the best financial packages since they will meet 100% of your family’s demonstrated need. Check your school’s NPC (Net price calculator) to estimate the amount of financial aid they can provide you based on your family’s finances.
Merit Aid Opportunities- Merit aid is financial aid granted to you based on your academic achievement and leadership throughout your academic career. Financial Need is rarely a factor when determining how much “merit” aid a person will receive.
Outside scholarship programs- Are there outside scholarship programs that will finance your education? Programs such as Questbridge College Match and Tom Joyner would finance your entire education to attend a specific school.
IF AN INSTITUTION DOES NOT PROVIDE YOU WITH ANY REASONABLE OPPORTUNITIES TO HAVE YOUR EDUCATION FINANCED, THAT INSITUTION IS SIMPLY UNAFFORDABLE! THERE IS ALWAYS GRADUATE SCHOOL!
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